Start Up Loans for families in Asia to open their own business
A Profit for Purpose partnership
Funding Start Up Loans
A hand up, not a hand out
This project provides families in Asia with a loan to start or grow their own small business. Proven to be a powerful tool for families to break the cycle of poverty, start up loans help loan clients’ lives, their children’s futures and entire communities.
With 98% of loans being repaid and some business owners employing others in their communities, Start Up Loans are a sustainable way to empower communities and create lasting change.
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The need
Of Indonesia’s 270 million people, 80 million live below or hover just above the poverty line. Nearly 90% of people in rural areas of India experience multidimensional poverty.
Without a financial safety net, it can be impossible to get ahead, but a small loan to start a small business can be just the head start someone needs.
9.2% of the population are living below the poverty line in Indonesia
Only 28% of women in India participate in the paid labour force compared to 76% for men
Poverty in children is a significant concern with around 11.8% of children in Indonesia living in poverty
Poverty affects access to education with 18.9% of children from the poorest Indonesia region not attending school
16.8% of Indonesians from the poorest region do not have access to healthcare
Cost of living increases are felt most by families living in poverty in India, who already spend two thirds of their income on food.
Nearly 90% of people in rural India experience multidimensional poverty.
Many families in Indonesia engage in informal employment sectors which offer less job security and social protection
Around 8.5% of the population in Indonesia experience moderate or severe food insecurity
The objective
Opportunity International Australia’s mission is in line with our philosophy to “give a hand up” not “a hand-out”, is to equip motivated individuals with a small loan to enable them to open a new business. This provides them with an effective and sustainable way of helping them leave poverty behind. The Start Up loan will empower families to grow their incomes, save money and achieve financial stability.
YOUR PLEDGE:
Paying it forward to other startups
With your Purpose Pledge, other startups will have the opportunity to start their own business. Your investment is giving these people dignity and purpose. With an income and with confidence, they can reach their potential and create opportunities for the whole family.
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